How to Normalise Your Database

July 17, 2006 at 9:40 am 1 comment

Normalisation is part of successful database design.Without normalisation, database systems can be inaccurate, slow, and inefficient and they might not produce the data you expect.

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Installing Ubuntu: A comparison of Ubuntu 6.06 and Windows XP

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  • 1. lorindaalford97520  |  April 8, 2016 at 11:52 am

    Hey Sophia! As promised, some thoughts about Microcredit, intended to turn this blog into a discussion. Basically I’m a fan of microcredit, but there are a few issues it faces that prevent it from being the panacea that people seem to see it as.n I’ve heard several critiques of microcredit — that it is unable to reach the extremely poor, that there are many fewer success stories than one might at first think, and that the UN has been using it as an excuse to donate less to global development. These all seem valid in some ways, but I feel like the real issue is that the money involved in microfinance might be more effectively spent elsewhere.n Financing microcredit loans isn’t a traditional business transaction — the individuals financing the 20% of loans that do not get repaid are essentially donating to charity. And as charitable donations go, giving decent-sized quantities of cash to specific individuals is perhaps not the most efficient type of donation. A $20 loan might provide food to one family for a substantial amount of time, but it would probably be better spent giving doses of Oral Rehydration Salts to children. I just did a bit of research on the price of saving lives, and this appears to be the cheapest way to save lives — $20 provides 200 doses, preventing dehydration due to diarrhea, which is the number one killer of children worldwide.n Of course, since the individuals who finance microcredit do get paid back for most of their loans, the money they end up donating because of risks they take leads to a greater benefit than it would if they simply gave it to the one family. By being willing to take risks on low-income clients, the financiers are able to give loans to many families with only minimal losses. But even so, i suspect that the amount of money lost to financiers on microcredit transactions could save more lives if it were used for Oral Rehydration Salts, than all the microcredit loans to date have saved.n What draws everyone to microcredit is that it creates a lasting solution to poverty — it constitutes teaching a man to fish. The question, then, is how many lives are we willing to sacrifice today for the chance at a more permanent solution to poverty in the future?n Hope you’re having fun in Egypt or Turkey or wherever! Click http://link.mx/hool081945

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